/* ==========================================================================
   Stop The Bailiff — Design System
   Calm trust + gentle urgency. Built for visitors in acute distress:
   reassurance first, one clear urgent action, judgment never.
   ========================================================================== */

:root {
  /* Brand */
  --navy:        #12303a;   /* headings / body text */
  --teal:        #0e7c86;   /* primary brand */
  --teal-dark:   #0a5b63;
  --teal-tint:   #e6f3f3;
  --mint:        #eef7f5;   /* soft section background */
  --green:       #1f9d6b;   /* trust / success / "you can" */
  --green-tint:  #e7f6ef;
  --coral:       #ef6b4d;   /* the ONE urgent CTA colour */
  --coral-dark:  #d8542f;
  --amber:       #f5a623;   /* stars / small accents */
  --red-soft:    #d65745;   /* "they can't" markers */

  /* Neutrals */
  --bg:          #f7fafb;
  --white:       #ffffff;
  --ink:         #12303a;
  --muted:       #5c6f77;
  --line:        #dde7ea;
  --line-soft:   #eaf0f2;

  /* Effects */
  --radius:      16px;
  --radius-sm:   10px;
  --radius-lg:   24px;
  --shadow-sm:   0 1px 2px rgba(18,48,58,.06), 0 2px 8px rgba(18,48,58,.05);
  --shadow:      0 4px 14px rgba(18,48,58,.08), 0 10px 30px rgba(18,48,58,.06);
  --shadow-lg:   0 20px 50px rgba(18,48,58,.14);
  --maxw:        1140px;
  --ease:        cubic-bezier(.22,.61,.36,1);

  /* Type */
  --font-head: "Plus Jakarta Sans", "Segoe UI", system-ui, -apple-system, sans-serif;
  --font-body: "Inter", "Segoe UI", system-ui, -apple-system, sans-serif;
}

/* --------------------------------------------------------------------- Reset */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--teal-dark); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--navy); line-height: 1.18; font-weight: 800; letter-spacing: -.02em; }
ul { padding: 0; list-style: none; }
button { font-family: inherit; cursor: pointer; }

/* ------------------------------------------------------------------ Layout */
.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: 22px; }
.section { padding: 78px 0; }
.section--tint { background: var(--mint); }
.section--teal { background: linear-gradient(160deg, var(--teal-dark), var(--teal)); color: #eafafa; }
.section-head { max-width: 680px; margin: 0 auto 46px; text-align: center; }
.section-head.left { margin-inline: 0; text-align: left; }
.eyebrow {
  display: inline-block; font-family: var(--font-head); font-weight: 700;
  font-size: .8rem; letter-spacing: .12em; text-transform: uppercase;
  color: var(--teal); margin-bottom: 14px;
}
.section--teal .eyebrow { color: #aef0ee; }
.section-head h2 { font-size: clamp(1.7rem, 3.6vw, 2.5rem); }
.section-head p { color: var(--muted); font-size: 1.08rem; margin-top: 14px; }
.section--teal .section-head h2 { color: #fff; }
.section--teal .section-head p { color: #cdeeed; }

/* ------------------------------------------------------------------ Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-head); font-weight: 700; font-size: 1.02rem;
  padding: 15px 28px; border-radius: 999px; border: 2px solid transparent;
  transition: transform .18s var(--ease), box-shadow .18s var(--ease), background .18s, color .18s;
  white-space: nowrap; line-height: 1;
}
.btn:hover { text-decoration: none; transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn--primary { background: var(--coral); color: #fff; box-shadow: 0 8px 20px rgba(239,107,77,.34); }
.btn--primary:hover { background: var(--coral-dark); box-shadow: 0 12px 26px rgba(239,107,77,.4); }
.btn--teal { background: var(--teal); color: #fff; box-shadow: 0 8px 20px rgba(14,124,134,.28); }
.btn--teal:hover { background: var(--teal-dark); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--teal); color: var(--teal-dark); background: var(--white); }
.btn--white { background: #fff; color: var(--teal-dark); }
.btn--white:hover { background: #f0fbfb; }
.btn--lg { padding: 18px 36px; font-size: 1.12rem; }
.btn--block { width: 100%; }

/* --------------------------------------------------------------- Top bar */
.topbar {
  background: var(--navy); color: #d8e7ea; font-size: .9rem;
}
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding-block: 9px; }
.topbar a { color: #fff; font-weight: 600; }
.topbar .topbar-left { display: flex; gap: 22px; align-items: center; }
.topbar .chip { display: inline-flex; align-items: center; gap: 7px; }
.topbar .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 4px rgba(31,157,107,.22); }

/* ----------------------------------------------------------------- Header */
.header {
  position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.92);
  backdrop-filter: saturate(160%) blur(10px); border-bottom: 1px solid var(--line-soft);
}
.header .container { display: flex; align-items: center; justify-content: space-between; height: 74px; gap: 18px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-family: var(--font-head); font-weight: 800; font-size: 1.22rem; color: var(--navy); letter-spacing: -.02em; }
.brand:hover { text-decoration: none; }
.brand .mark {
  width: 38px; height: 38px; border-radius: 11px; flex: none;
  background: linear-gradient(150deg, var(--teal), var(--teal-dark));
  display: grid; place-items: center; box-shadow: var(--shadow-sm);
}
.brand .mark svg { width: 21px; height: 21px; }
.brand b { color: var(--teal); }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a.navlink { color: var(--navy); font-weight: 600; font-size: .98rem; }
.nav a.navlink:hover { color: var(--teal); text-decoration: none; }
.header-cta { display: flex; align-items: center; gap: 14px; }
.header-phone { font-family: var(--font-head); font-weight: 800; color: var(--navy); font-size: 1.05rem; }
.header-phone span { display: block; font-family: var(--font-body); font-weight: 500; font-size: .72rem; color: var(--muted); letter-spacing: .02em; }
.navtoggle { display: none; background: none; border: 0; padding: 8px; }
.navtoggle svg { width: 26px; height: 26px; stroke: var(--navy); }

/* ------------------------------------------------------------------- Hero */
.hero { position: relative; overflow: hidden; background:
  radial-gradient(1100px 480px at 88% -8%, var(--teal-tint), transparent 60%),
  radial-gradient(900px 500px at -5% 110%, var(--green-tint), transparent 55%),
  var(--bg);
}
.hero .container { display: grid; grid-template-columns: 1.05fr .95fr; gap: 54px; align-items: center; padding-block: 70px 80px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 9px; background: var(--white);
  border: 1px solid var(--line); border-radius: 999px; padding: 7px 15px 7px 9px;
  font-weight: 600; font-size: .86rem; color: var(--navy); box-shadow: var(--shadow-sm); margin-bottom: 22px;
}
.hero-badge .stars { color: var(--amber); letter-spacing: 1px; }
.hero h1 { font-size: clamp(2.15rem, 5vw, 3.5rem); line-height: 1.06; }
.hero h1 .u { color: var(--teal); position: relative; white-space: nowrap; }
.hero h1 .u::after { content:""; position:absolute; left:0; right:0; bottom:.04em; height:.16em; background: rgba(245,166,35,.45); border-radius: 3px; z-index:-1; }
.hero p.lead { font-size: 1.2rem; color: #34474e; margin-top: 22px; max-width: 33ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.hero-reassure { margin-top: 26px; display: flex; flex-wrap: wrap; gap: 9px 22px; }
.hero-reassure li { display: flex; align-items: center; gap: 9px; font-weight: 600; font-size: .95rem; color: #2c4148; }
.hero-reassure svg { width: 19px; height: 19px; flex: none; color: var(--green); }

/* Hero card (the calm "help" panel) */
.hero-card {
  background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  border: 1px solid var(--line-soft); padding: 30px; position: relative;
}
.hero-card::before {
  content:""; position:absolute; inset:0; border-radius: inherit;
  background: linear-gradient(180deg, rgba(14,124,134,.05), transparent 30%); pointer-events:none;
}
.hero-card h3 { font-size: 1.3rem; }
.hero-card .sub { color: var(--muted); font-size: .96rem; margin: 6px 0 20px; }
.minicheck { display: grid; gap: 13px; margin-bottom: 22px; }
.minicheck li { display: flex; gap: 12px; align-items: flex-start; font-size: .97rem; }
.minicheck .ico { width: 30px; height: 30px; border-radius: 9px; flex: none; display: grid; place-items: center; background: var(--teal-tint); color: var(--teal-dark); }
.minicheck .ico svg { width: 17px; height: 17px; }
.minicheck b { display: block; color: var(--navy); font-family: var(--font-head); }
.minicheck span { color: var(--muted); font-size: .9rem; }
.hero-card .fineprint { text-align: center; color: var(--muted); font-size: .82rem; margin-top: 14px; }
.hero-card .fineprint svg { width: 13px; height: 13px; vertical-align: -2px; color: var(--green); }

/* --------------------------------------------------------------- Logos/trust strip */
.trustbar { background: var(--white); border-bottom: 1px solid var(--line-soft); }
.trustbar .container { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px 30px; padding-block: 20px; }
.trustbar .ti { display: flex; align-items: center; gap: 11px; color: var(--navy); font-weight: 600; font-size: .94rem; }
.trustbar .ti svg { width: 26px; height: 26px; color: var(--teal); flex: none; }
.trustbar .ti small { display: block; font-weight: 500; color: var(--muted); font-size: .78rem; }

/* ------------------------------------------------------------------ Stats */
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.stat { background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius); padding: 28px 26px; box-shadow: var(--shadow-sm); }
.stat .num { font-family: var(--font-head); font-weight: 800; font-size: 2.3rem; color: var(--teal); letter-spacing: -.03em; }
.stat .lbl { color: var(--muted); margin-top: 4px; }

/* ------------------------------------------------------------- How it works */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; counter-reset: step; }
.step { position: relative; background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius); padding: 34px 28px 30px; box-shadow: var(--shadow-sm); }
.step .n { counter-increment: step; position: absolute; top: -18px; left: 28px; width: 44px; height: 44px; border-radius: 13px; background: linear-gradient(150deg, var(--teal), var(--teal-dark)); color: #fff; font-family: var(--font-head); font-weight: 800; display: grid; place-items: center; font-size: 1.15rem; box-shadow: var(--shadow); }
.step .n::after { content: counter(step); }
.step h3 { margin-top: 10px; font-size: 1.22rem; }
.step p { color: var(--muted); margin-top: 9px; }

/* --------------------------------------------------------- Debt-type cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius);
  padding: 28px 26px; box-shadow: var(--shadow-sm); transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--teal-tint); }
.card .ico { width: 52px; height: 52px; border-radius: 14px; background: var(--teal-tint); color: var(--teal-dark); display: grid; place-items: center; margin-bottom: 16px; }
.card .ico svg { width: 26px; height: 26px; }
.card h3 { font-size: 1.16rem; }
.card p { color: var(--muted); margin-top: 8px; font-size: .97rem; }

/* ----------------------------------------------------------- Rights (can/can't) */
.rights { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }
.rights-col { background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow-sm); }
.rights-col h3 { display: flex; align-items: center; gap: 12px; font-size: 1.3rem; margin-bottom: 20px; }
.rights-col .tag { width: 38px; height: 38px; border-radius: 11px; display: grid; place-items: center; flex: none; }
.rights-col.can .tag { background: var(--green-tint); color: var(--green); }
.rights-col.cant .tag { background: #fbe9e6; color: var(--red-soft); }
.rights-col li { display: flex; gap: 13px; align-items: flex-start; padding: 12px 0; border-bottom: 1px dashed var(--line); }
.rights-col li:last-child { border-bottom: 0; }
.rights-col li svg { width: 21px; height: 21px; flex: none; margin-top: 1px; }
.rights-col.can li svg { color: var(--green); }
.rights-col.cant li svg { color: var(--red-soft); }
.rights-col li b { color: var(--navy); font-family: var(--font-head); display: block; }
.rights-col li span { color: var(--muted); font-size: .92rem; }

/* ------------------------------------------------------------------- Fees */
.fees-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.fee-table { background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow); border: 1px solid var(--line-soft); overflow: hidden; }
.fee-row { display: grid; grid-template-columns: auto 1fr auto; gap: 16px; align-items: center; padding: 20px 24px; border-bottom: 1px solid var(--line-soft); }
.fee-row:last-child { border-bottom: 0; }
.fee-row .badge { width: 40px; height: 40px; border-radius: 11px; background: var(--teal-tint); color: var(--teal-dark); font-family: var(--font-head); font-weight: 800; display: grid; place-items: center; }
.fee-row .ft b { font-family: var(--font-head); color: var(--navy); }
.fee-row .ft small { display: block; color: var(--muted); font-size: .86rem; }
.fee-row .amt { font-family: var(--font-head); font-weight: 800; font-size: 1.35rem; color: var(--teal); }
.fees-note { color: var(--muted); font-size: .9rem; margin-top: 16px; }

/* ----------------------------------------------------------- Testimonials */
.quotes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.quote { background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-sm); display: flex; flex-direction: column; }
.quote .stars { color: var(--amber); letter-spacing: 2px; margin-bottom: 12px; }
.quote p { color: #2f444b; font-size: 1.02rem; }
.quote .who { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.quote .av { width: 42px; height: 42px; border-radius: 50%; background: linear-gradient(150deg, var(--teal), var(--green)); color: #fff; display: grid; place-items: center; font-family: var(--font-head); font-weight: 800; }
.quote .who b { display: block; color: var(--navy); font-family: var(--font-head); font-size: .95rem; }
.quote .who small { color: var(--muted); }

/* -------------------------------------------------------------------- FAQ */
.faq { max-width: 820px; margin-inline: auto; }
.faq-item { background: var(--white); border: 1px solid var(--line-soft); border-radius: var(--radius-sm); margin-bottom: 14px; overflow: hidden; box-shadow: var(--shadow-sm); }
.faq-q { width: 100%; text-align: left; background: none; border: 0; padding: 20px 24px; display: flex; justify-content: space-between; gap: 16px; align-items: center; font-family: var(--font-head); font-weight: 700; font-size: 1.05rem; color: var(--navy); }
.faq-q .pm { width: 26px; height: 26px; flex: none; border-radius: 50%; background: var(--teal-tint); color: var(--teal-dark); display: grid; place-items: center; transition: transform .25s var(--ease), background .2s; font-size: 1.2rem; line-height: 1; }
.faq-item[open] .faq-q .pm { transform: rotate(45deg); background: var(--teal); color: #fff; }
.faq-a { padding: 0 24px; max-height: 0; overflow: hidden; transition: max-height .3s var(--ease), padding .3s var(--ease); }
.faq-item[open] .faq-a { padding: 0 24px 22px; max-height: 460px; }
.faq-a p { color: var(--muted); }

/* ---------------------------------------------------------------- CTA band */
.ctaband { position: relative; overflow: hidden; }
.ctaband .panel {
  background: linear-gradient(150deg, var(--teal-dark), var(--teal)); color: #eafafa;
  border-radius: var(--radius-lg); padding: 56px; text-align: center; box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.ctaband .panel::after { content:""; position:absolute; right:-80px; top:-80px; width: 320px; height: 320px; border-radius: 50%; background: rgba(255,255,255,.06); }
.ctaband h2 { color: #fff; font-size: clamp(1.7rem, 3.6vw, 2.4rem); }
.ctaband p { color: #d2eeed; margin: 14px auto 28px; max-width: 560px; }
.ctaband .actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ----------------------------------------------------------------- Footer */
.footer { background: var(--navy); color: #aebfc4; font-size: .94rem; padding: 60px 0 30px; }
.footer .grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 36px; }
.footer .brand { color: #fff; margin-bottom: 14px; }
.footer p { color: #9fb2b8; max-width: 34ch; }
.footer h4 { color: #fff; font-size: .95rem; letter-spacing: .04em; text-transform: uppercase; margin-bottom: 16px; }
.footer a { color: #c5d6da; display: inline-block; padding: 5px 0; }
.footer a:hover { color: #fff; }
.footer .support-note { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); border-radius: var(--radius-sm); padding: 18px 20px; margin-top: 36px; color: #c5d6da; font-size: .9rem; }
.footer .support-note b { color: #fff; }
.footer .bottom { border-top: 1px solid rgba(255,255,255,.1); margin-top: 30px; padding-top: 22px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; color: #8aa0a6; font-size: .85rem; }

/* ====================================================================== */
/*  Application wizard (apply.html)                                        */
/* ====================================================================== */
.apply-page { background:
  radial-gradient(900px 420px at 90% -10%, var(--teal-tint), transparent 60%),
  radial-gradient(700px 400px at -5% 110%, var(--green-tint), transparent 55%),
  var(--bg); min-height: 100vh; }
.apply-wrap { max-width: 720px; margin: 0 auto; padding: 38px 22px 70px; }
.apply-back { display: inline-flex; align-items: center; gap: 7px; color: var(--muted); font-weight: 600; font-size: .92rem; margin-bottom: 20px; }
.apply-back svg { width: 17px; height: 17px; }

.wizard { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); border: 1px solid var(--line-soft); overflow: hidden; }
.wizard-head { padding: 26px 32px 0; }
.wizard-head .reassure { display: flex; align-items: center; gap: 9px; color: var(--green); font-weight: 600; font-size: .88rem; margin-bottom: 16px; }
.wizard-head .reassure svg { width: 17px; height: 17px; }
.progress { height: 9px; background: var(--line-soft); border-radius: 999px; overflow: hidden; }
.progress span { display: block; height: 100%; width: 20%; background: linear-gradient(90deg, var(--teal), var(--green)); border-radius: 999px; transition: width .4s var(--ease); }
.progress-meta { display: flex; justify-content: space-between; margin-top: 10px; font-size: .85rem; color: var(--muted); font-weight: 600; }

.wizard-body { padding: 14px 32px 32px; }
.step-panel { display: none; animation: fade .35s var(--ease); }
.step-panel.active { display: block; }
@keyframes fade { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.step-panel h2 { font-size: 1.5rem; margin-top: 16px; }
.step-panel .help { color: var(--muted); margin: 8px 0 22px; }

/* Option cards (radio) */
.options { display: grid; gap: 12px; }
.options.two { grid-template-columns: 1fr 1fr; }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.opt label {
  display: flex; align-items: center; gap: 14px; padding: 16px 18px; border: 2px solid var(--line);
  border-radius: var(--radius-sm); cursor: pointer; transition: border-color .15s, background .15s, transform .1s; font-weight: 600; color: var(--navy);
}
.opt label .oico { width: 38px; height: 38px; border-radius: 10px; background: var(--teal-tint); color: var(--teal-dark); display: grid; place-items: center; flex: none; }
.opt label .oico svg { width: 20px; height: 20px; }
.opt label .otext small { display: block; font-weight: 500; color: var(--muted); font-size: .85rem; }
.opt label .check { margin-left: auto; width: 22px; height: 22px; border-radius: 50%; border: 2px solid var(--line); flex: none; display: grid; place-items: center; transition: all .15s; }
.opt label .check svg { width: 13px; height: 13px; color: #fff; opacity: 0; }
.opt input:checked + label { border-color: var(--teal); background: var(--teal-tint); }
.opt input:checked + label .check { background: var(--teal); border-color: var(--teal); }
.opt input:checked + label .check svg { opacity: 1; }
.opt input:focus-visible + label { outline: 3px solid rgba(14,124,134,.35); outline-offset: 2px; }

/* Text fields */
.field { margin-bottom: 18px; }
.field label.flabel { display: block; font-family: var(--font-head); font-weight: 700; color: var(--navy); margin-bottom: 7px; font-size: .96rem; }
.field input, .field select {
  width: 100%; padding: 14px 16px; border: 2px solid var(--line); border-radius: var(--radius-sm);
  font-family: inherit; font-size: 1rem; color: var(--navy); background: var(--white); transition: border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 4px rgba(14,124,134,.12); }
.field.two { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field .err { color: var(--coral-dark); font-size: .85rem; margin-top: 6px; display: none; font-weight: 600; }
.field.invalid input { border-color: var(--coral); }
.field.invalid .err { display: block; }
.consent { display: flex; gap: 12px; align-items: flex-start; background: var(--mint); border-radius: var(--radius-sm); padding: 16px; font-size: .9rem; color: var(--muted); }
.consent input { margin-top: 3px; width: 18px; height: 18px; flex: none; accent-color: var(--teal); }

.wizard-nav { display: flex; justify-content: space-between; gap: 14px; margin-top: 26px; }
.wizard-nav .btn--ghost[hidden] { visibility: hidden; }

/* Confirmation */
.confirm { text-align: center; padding: 20px 0 8px; }
.confirm .tick { width: 84px; height: 84px; border-radius: 50%; background: var(--green-tint); color: var(--green); display: grid; place-items: center; margin: 0 auto 22px; animation: pop .5s var(--ease); }
.confirm .tick svg { width: 44px; height: 44px; }
@keyframes pop { 0% { transform: scale(.6); opacity: 0; } 60% { transform: scale(1.08); } 100% { transform: scale(1); opacity: 1; } }
.confirm h2 { font-size: 1.7rem; }
.confirm p { color: var(--muted); max-width: 46ch; margin: 12px auto; }
.confirm .next { background: var(--mint); border-radius: var(--radius); padding: 22px; text-align: left; margin: 24px 0; }
.confirm .next li { display: flex; gap: 12px; padding: 8px 0; align-items: flex-start; }
.confirm .next svg { width: 20px; height: 20px; color: var(--teal); flex: none; margin-top: 2px; }

.trust-foot { text-align: center; color: var(--muted); font-size: .86rem; margin-top: 24px; display: flex; gap: 18px; justify-content: center; flex-wrap: wrap; }
.trust-foot span { display: inline-flex; align-items: center; gap: 6px; }
.trust-foot svg { width: 15px; height: 15px; color: var(--green); }

/* --------------------------------------------------------- Mobile nav panel */
.mobile-nav { display: none; }

/* ------------------------------------------------------------ Reveal anim */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s var(--ease), transform .6s var(--ease); }
.reveal.in { opacity: 1; transform: none; }

/* ==================================================================== */
/*  Responsive                                                          */
/* ==================================================================== */
@media (max-width: 980px) {
  .hero .container { grid-template-columns: 1fr; gap: 38px; padding-block: 48px 56px; }
  .hero p.lead { max-width: none; }
  .fees-wrap { grid-template-columns: 1fr; gap: 28px; }
  .footer .grid { grid-template-columns: 1fr 1fr; gap: 30px; }
}
@media (max-width: 860px) {
  .nav, .header-phone { display: none; }
  .navtoggle { display: inline-flex; }
  .stats, .steps, .cards, .quotes { grid-template-columns: 1fr; }
  .rights { grid-template-columns: 1fr; }
  .section { padding: 56px 0; }
  .ctaband .panel { padding: 38px 26px; }
  .topbar .topbar-left .hide-sm { display: none; }

  /* Slide-in mobile menu */
  .mobile-nav { display: block; position: fixed; inset: 0; z-index: 100; visibility: hidden; }
  .mobile-nav.open { visibility: visible; }
  .mobile-nav .scrim { position: absolute; inset: 0; background: rgba(18,48,58,.5); opacity: 0; transition: opacity .25s; }
  .mobile-nav.open .scrim { opacity: 1; }
  .mobile-nav .panel { position: absolute; top: 0; right: 0; height: 100%; width: min(82%, 340px); background: #fff; box-shadow: var(--shadow-lg); transform: translateX(100%); transition: transform .3s var(--ease); padding: 22px; display: flex; flex-direction: column; gap: 6px; }
  .mobile-nav.open .panel { transform: none; }
  .mobile-nav .panel a.navlink { padding: 14px 8px; border-bottom: 1px solid var(--line-soft); font-family: var(--font-head); font-weight: 700; color: var(--navy); }
  .mobile-nav .panel .close { align-self: flex-end; background: none; border: 0; padding: 8px; }
  .mobile-nav .panel .close svg { width: 26px; height: 26px; stroke: var(--navy); }
  .mobile-nav .panel .btn { margin-top: 14px; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .field.two, .options.two { grid-template-columns: 1fr; }
  .wizard-body, .wizard-head { padding-inline: 20px; }
  .hero-actions .btn, .hero-actions { width: 100%; }
  .hero-actions .btn { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}